This is the time of year when everybody around me seems to be setting goals and filling in their day planners. Honestly, I am not one of those people who gets a thrill when they open their new day planner and begins to fill those blank pages with big plans for their upcoming year. I mean I have set goals in the past, and my husband and I are in a family business in which we have yearly planning meetings — but I tend to drive the poor guy crazy because I really don’t like to overplan things. My goals for our business are basically “make enough money to pay…